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The Ultimate Roof Inspection Checklist: Don’t Miss These Critical Areas!

5 min read
The Ultimate Roof Inspection Checklist: Don’t Miss These Critical Areas!

What should a roof inspection cover? Six areas: the shingle field for granule loss, curling and hail bruising; every flashing point, meaning chimneys, valleys, vents, skylights and roof-to-wall intersections; the eaves and gutter line for ice dam damage; the decking, checked for soft spots and sag; the attic underneath for daylight, moisture staining and blocked ventilation; and the soft metal at ground level — gutters, downspouts and window wraps — where hail shows first. Flashing is where most roof leaks actually start, not the open field of the roof, and the attic is where problems appear before anything is visible outside. An inspection that only walks the surface has looked at roughly half the roof.

Chad Erickson founded Total Home Exteriors in Andover, MN in 2003 and still walks every insurance claim personally. Last updated: September 2026.

What does a roof inspection include?

The shingle field, every flashing point, the eaves and gutter line, the decking, the attic underneath, and the soft metal at ground level. The attic matters as much as the roof — ventilation failures and early decking damage show there first.

How often should a roof be inspected?

Annually, plus after any significant hail or high-wind event. Annual inspection catches flashing failures and lifted shingles while they are still small repairs. Post-storm inspection matters even when nothing looks wrong, because hail bruising is invisible from the ground.

Can I inspect my own roof?

You can do the ground-level half safely: check gutters and downspouts for dents and granules, look at the roof line for sag, and look for lifted shingles with binoculars. Leave anything requiring a ladder or roof access to someone with fall protection.

The six areas a proper inspection covers

Skipping any one of these is how damage gets missed:

  • The shingle field — granule loss, curling, cupping, cracking, and the circular bruising that hail leaves.
  • Flashing at chimneys, valleys, vents, skylights and roof-to-wall intersections. Most leaks begin here, not in the open field.
  • The eaves and gutter line — the damage ice dams leave, and whether the gutters actually drain.
  • The decking, checked underfoot for soft or spongy areas and visually for sag along the roof line.
  • The attic — daylight through the deck, moisture staining, frost on the underside in winter, and whether soffit vents are clear.
  • Ground-level soft metal — gutters, downspouts, window wraps and the air conditioner, where hail shows most visibly.

Why the attic is half the inspection

Almost everything that shortens a Minnesota roof's life is visible from underneath before it is visible from above. Daylight through the deck means water is already getting in. Frost or dampness on the underside of the sheathing means warm household air is reaching the deck, which is the mechanism behind both premature shingle ageing and ice dams.

Blocked soffit vents — usually insulation pushed into the eaves — are one of the most common findings and one of the cheapest to fix. An inspection that never opens the attic hatch cannot report any of it.

The five mistakes homeowners make inspecting their own roof

Ground-level checks are genuinely useful. These are the ways they go wrong:

  • Getting on the roof. It is the single most dangerous thing a homeowner does around a house, and worse on wet or hail-struck shingles.
  • Judging hail damage from the ground. Bruising does not read from below or in a photograph.
  • Checking only after a leak. By then the decking and insulation have usually been wet for a while.
  • Ignoring the attic, where the earliest evidence actually is.
  • Assuming a young roof is a healthy roof. Ventilation faults and hail affect new roofs too.

Frequently asked questions

Is a roof inspection free?

Ours are, with no obligation. You get a written assessment saying whether you need a repair, a replacement, or nothing at all right now. An inspection that always concludes you need a new roof is a sales call rather than an inspection, and it is worth being wary of one.

Do I need a roof inspection before selling my house?

It is worth doing. The buyer's inspector will look at the roof, and finding out what they will find — before they find it — puts you in a far better negotiating position. A documented recent inspection also reassures buyers who might otherwise discount their offer against an unknown.

How long does a roof inspection take?

Typically thirty to sixty minutes for a standard home, including the attic. Larger or more complex roofs take longer. A five-minute walk-around with no attic check and no documentation is not an inspection, whatever it is called.

What happens if the inspection finds nothing wrong?

We tell you that, in writing, and you have lost nothing. Knowing your roof has five good years left is genuinely useful information — it lets you plan and budget rather than being surprised by a replacement.

Have Questions?

Our team is happy to answer questions about any service — no sales pressure.

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